yu must be same persun even tho werds slitely differ
pae 9,680.70 $/month for 20 yeers, so $ pae=20*12*9,680.7
=240*9,680.7
=2,323,368$
deflate wipe out value just like kompound interest
1$ at 13.75% over 20 yeers=15.39995
reel $=2,323,368/15.39995
=150,872.95