hard tu sae, depend on how bank define its terms . . . if him get the first paement in on dae 1 av the yeer, maebee bank will . . pae interest on it on the last dae av the yeer, or maebee not . . . depend on how meen bank manager be. . . 200*7.2%=200*0.072=14.4 . . . ????? did bank sae it will akkru interest for parts av the yeer ???? . . . so paement 2 ern interest for 11 months ??????????????