The first thing to note about the coefficients is that we have 1, 7, 13 and 1, 20, and 1+7+13=1+20. This suggests that plugging in x=1 or maybe x=-1 might make F(x)=0.
As it happens, F(-1)=1+7+13-1-20=0, so x+1 is a factor of the polynomial, making x=-1 a zero. We can use synthetic division to reduce the quartic to a cubic:
-1 | 1 -7 13 1 -20
1 -1 8 -21 | 20
1 -8 21 -20 | 0 = x3-8x2+21x-20. Let f(x)=x3-8x2+21x-20.
It's possible that we have some rational zeroes here. To find them let's look at the number 20 which has factors 2, 4, 5, 10 as well as 1 and 20. f(1)≠0, so let's look at f(2) and f(-2): f(2)=8-32+42-20=-2 and f(-2)=-8-32-42-20=-102, so neither 2 or -2 is a zero.
Let's try x=4: f(4)=64-128+84-20=0, so x-4 is a factor, and 4 is a zero so we can reduce the cubic to a quadratic:
4 | 1 -8 21 -20
1 4 -16 | 20
1 -4 5 | 0 = x2-4x+5.
We can easily reduce the quadratic to its factors by solving for x:
x2-4x+5=0,
x2-4x=-5, completing the LHS square:
x2-4x+4=-5+4
(x-2)2=-1.
Because -1 is negative we are in the world of complex numbers. Take the square root of each side:
x-2=±i where i is the imaginary √-1, Therefore x=2±i.
We now have the four zeroes: -1, 4, 2+i, 2-i.
F(x)=(x+1)(x-4)(x-2-i)(x-2+i)
We can check this by expanding the factors: (x2-3x-4)(x2-4x+5)=
x4-4x3+ 5x2
-3x3+12x2-15x
- 4x2+16x-20 = x4-7x3+13x2+x-20=F(x), which confirms the discovered zeroes.